Supply-chain lenders are lenders of necessity. These are usually large businesses that finance the companies that supply them. The companies they finance usually have large revenue events, or seasonal revenue and they need loans to help them stay afloat during times when money isn’t coming in the door.
Supply-chain lenders are not looking at their loans as a revenue source, but rather a way to support their primary business. Loans are usually given a relatively low interest rate with a term to suit the company’s income schedule.